If you are considering making an application for the acquisition of life insurance cover for your dependents, then in most cases you will be required to fill in and send off a proposal form, which requests that you disclose plethora of personal information about yourself.
Deciding whether you actually need life insurance and then determining how much too actually cover yourself for is hassle enough, without then being asked the question by your insurer; how precisely would you like to be insured? The reality is a
Last month marked the seventh anniversary of the public smoking ban in the UK, representing the success of the nation as a whole to shift societal attitudes and behaviour to a healthier and more positive future.
In your youth, before you have settled down and assumed responsibility for any dependents, there is very little value to acquiring life insurance. Not only would you be forking out money each month on premiums that you do not require, but you would be spending cash that you could be setting aside for when you actually do need it.