Before using this Website, please read and understand the following Terms and Conditions carefully. By accessing and using this Website you confirm that you accept these terms and conditions and agree to abide by them. If you do not agree to these Terms and Conditions you are not permitted to use this Website or any subsequent Services, and should cease to do so immediately.

The Company

Life Insurance Costs is a website owned and operated by Strive Marketing LTD, a company registered in England and Wales under the company number 9141778. Our registered address is 145-157 ST JOHNS STREET, LONDON, EC1V 4PW, our VAT Number is ZA068734

The Service

Our Service provides the Customer with information relating to life insurance and life insurance products offered by third parties. This information is not be construed as advice in itself, and Customers should consult an advisor before making a decision. This Service is free to the Customer and no fees or commission are added to the products presented to them. We are paid by the life insurance provider for any introductions made.

The Customer

Once you have completed an application on this Website, your details, as the Customer, will be referred to an authorised third party permitted to conduct the service. J SEO receives a commission for introducing Customers to third party that is authorised to provide life insurance. By submitting your details you are agreeing to receive information regarding the relevant product or service form a third party and may subsequently enter into a contract with them on their terms and conditions that may be accepted or rejected.

Disclaimer

The content on this Website is provided for general informative purposes only and does not in any way claim to be or constitute any form of professional advice or a recommendation or endorsement by us and shall not be relied upon as such. It is your sole decision whether to obtain or refrain from obtaining any product or service, and you should always check the suitability, adequacy and appropriateness of the product or service before you do so.

We do not accept any responsibility for any loss that may arise from access to or reliance upon information provided on this site or by any of our representatives. To the fullest extent permitted by English law, we exclude all liability for and direct, indirect, incidental, special or consequential loss or damage resulting from the use or inability to use this Website and any subsequent Services.

Any material or information displayed on this Website is provided without guarantees, conditions or warranties to its accuracy. All of the material and information on this Website may be out of date at any given time and we are under no obligation to update it.

Access to this Website is permitted on a limited and temporary base. We give no warranty as to the uninterrupted availability of this Website, and reserve the right to limit, restrict or terminate your access to this Website at any time. We also reserve to right to edit, amend, delete, remove or modify any information, content, material or data on this Website without notice.

There is nothing on this Website that is, or should be constituted as, an offer by us or any third party to sell to you any product or service, or to enter into any kind of contract or transaction with you in respect of any product or service.

Any links on this Website to sites and resources controlled by third parties are provided for informative purposes only. We have no control over the contents of such sites or resources, and can accept no liability for any loss or damage that may arise from your use of them.

Intellectual Property Rights

We are the owner of all intellectual property rights in this Website, and in all the material published on it. All material and works are protected by international copyright laws and treaties. All such rights are reserved.

A single copy or download of any page(s) from this Website is permissible only for personal reference. Attention may be draw to others regarding material on this Website only if they are concerned or involved with the Customer’s use of this Website and subsequent Services.

You must not make a modified copy, physical or digital, of any of the material on this Website in any way, and you must not use any material or information separately from any other accompanying material.

You must not use any part of the material on this Website, or material and information gained from subsequent Services, for commercial purposes without first obtaining a license to do so from us.

If you print, copy or download any part of this Website in a manner that breaches these Terms and Conditions your right to use our site and Services will immediately cease and you must, at our option, return or destroy any copies made.

Privacy Policy

Any information provided to us while using this Website or our Services is processed in accordance with our Privacy Policy. By using this Website you consent to this use of your information and warrant that all information provided to us is accurate.

Viruses, Hacking and other Offences

You must not misuse our site by knowingly introducing any form of malicious or technologically harmful, including, but not limited to: viruses, Trojans, worms, logic bombs.

No attempt should be made to gain unauthorised access to our Website or any server, database or computer that it or any contained material is stored on or connected to.

You must not attack our Website with a denial-of-service attack or a distributed denial-of-service attack.

Any breach of these provisions constitutes a criminal offence under the Computer Misuse Act 1990. Any breach will be reported to the relevant law enforcement authorities and your identity and any other related information will be disclosed to them. Your right to use this site will immediately cease in the event of such a breach.

Applicable Law

The English courts (or the Scottish courts if you are a resident of Scotland at the time of using this Website or any of its services) will have exclusive jurisdiction over any claim arising from, or related to, use of this Website and our Services.

Our Terms and Conditions and any dispute arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England and Wales.

We reserve the right to bring proceedings against you for breach of these Terms and Conditions in your country or residence or any other relevant country.

Variations

We reserve the right to alter these Terms and Conditions at any time or in response to changes in legislation by amending this page. You are expected to be aware of these changes by checking this page frequently as the Terms and Conditions are binding on you. Continued use of this Website and Services constitutes acceptance of any amended Terms and Conditions.

Concerns

If you have any concerns about the content of these Terms and Condition, or any material that appears on our site or the conduct of any of our representatives or affiliated third-parties, please [email protected]